• Excellent service all around.

Payment Calculator

allows you to see how different adjustments will alter your mortgage. These calculations are approximate and for information purposes only. Please contact The Biggar Team for a more in-depth analysis.

Get pre-approved

Fill out our quick online mortgage form.

Start now

Or give us a call at
Tel (780) 960-5897
TF (888) 960-5897

A minimum 5% down payment is required for a purchase price of $500,000 or less. For a purchase price between $500,000 and $1 million, the minimum down payment is 5% on the first $500,000 and 10% on the balance. Purchases prices over $1 million, require a down payment of 20% or greater. Insured mortgages are required to use the Conventional mortgage – 5-year rate for qualifying purposes. Uninsured mortgages are required to qualify at the greater of the Conventional mortgage – 5-year rate or the contractual mortgage rate plus 2 percent. Mortgage default insurance costs apply on insured mortgages.