Credit Bureau and Your Mortgage Approval

Credit Score

There are many reasons why a mortgage application can be delayed or even worse, declined. A key tool lenders rely on when identifying any concerns when giving a mortgage approval is your credit bureau. A credit bureau is a history report of collected information from an individual’s borrowing and bill-paying habits. When applying for a […]

How a Builder Mortgage Works

Builder Mortgage

You can already picture beautiful granite counter tops and a huge walk-in closet. But can you envision how your finances will work when building your dream home? Learn how the two common builder mortgages work. A typical mortgage approval expires within four months of the original approval date. This is okay when you move into a […]