Legal Basement Suite Benefits

Benefits of Income Suite

By: Brian Banks – FreedomVest Properties Owning a property with a secondary income suite can be very powerful and catapult your financial future. It doesn’t matter if it’s a newly built home with a garden suite or you convert the downstairs of an older bungalow into a basement suite; the benefits can be exponential. Here […]

Builder Mortgage Q&A

Builder Mortgage Q&A

Building a new home comes with a big to-do list. On top of this list is arranging for proper financing to build your home. Here’s some common Q&A to help you understand how builder mortgages work. What type of mortgage do I need to build a house? There are two types of mortgage products available […]

Could Your Mortgage Use a Spring Check-Up?

Mortgage Review

Now that spring has sprung, it’s the perfect time for your annual mortgage check-up. If you make time for a quick review each spring, it may yield you some fruitful financial savings. A mortgage review will examine the most common potential monthly savings opportunities, including high-interest credit card debt or fixed loan payments. Reviewing your […]

Pre-Qualified vs Pre-approved for a Mortgage

Pre-qualification vs Pre-approved for a Mortgage

Looking to get pre-qualified for a mortgage? Or wait, should you get pre-approved instead? If you’re like most people, you find the two terms confusing. Not knowing the difference between being pre-qualified and pre-approved could cost you your new home! Here is the difference A mortgage pre-qualification allows a buyer to get an idea of what they […]

What is Title Insurance?

First Canadian Title

Title insurance protects you, the homeowner, against losses associated with title fraud and a variety of other property issues. Title insurance is unlike traditional insurance — it does not just cover things that may happen in the future (e.g. title fraud), but also, property defects that have already occurred in the past, before purchasing your […]

Put Your Tax Refund to Work

Tax Refund

With the average Canadian tax refund at $1400, it’s tempting to spend it carelessly. However, every financial advisor, banker and mortgage broker will tell you… STOP TREATING IT LIKE YOU FOUND IN YOUR OLD JEANS’ POCKET A tax refund is your hard-earned money. You overpaid your income tax deductions throughout the year and you’re now […]

Mortgage Myth Busters

Mortgage Myth Busters

Buying a home is an important decision. I’m here to provide guidance and knowledge to help you plan for a secure financial future through homeownership. With that in mind, here are a few myths about mortgages that are important to understand. Mortgage Myth #1… My bank will give me the best mortgage rate Banks profit […]

First-Time Home Buyers Incentive Plan

First-Time Home Buyers Incentive Plan

The Liberal government announced legislation for a new Canada Mortgage and Housing Corporation (CMHC) First-Time Home Buyers Incentive Plan. It’s a shared equity mortgage program that would give eligible first-time home buyers the ability to lower their borrowing costs by sharing the cost of buying a home with CMHC. If the legislation passes, it will […]

Mortgage Brokers Offer Choice

Mortgage Brokers Offer Choices

The next time you’re looking for a mortgage for that new house or you’re up for renewal on your existing mortgage, think about using a mortgage broker. Their services are free and they offer you an abundance of choices the banks simply can’t compete with. Mortgage brokers have access to a vast array of lenders […]

Questions to Ask a Mortgage Lender

Questions to Ask Your Lender

Here are some important questions that we recommend asking a mortgage broker before shopping for a new home. They will help find a lender that’s best suited for you and your unique needs. What are your qualifications as a mortgage lender? Ask your mortgage lender how long they have been doing mortgages for. The more […]

Let us simplify the whole process of getting the mortgage that's right for you!

ContactRodney Biggar
Licensed Mortgage Associate
 
Phone (780) 960-5897
Fax (780) 960-5898
info@theBIGGARteam.ca
Hillside Centre
#204 636 King St.
Spruce Grove, AB
T7X 4K5

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