Questions to Ask a Mortgage Lender

Questions to Ask Your Lender

Here are some important questions that we recommend asking a mortgage broker before shopping for a new home. They will help find a lender that’s best suited for you and your unique needs. What are your qualifications as a mortgage lender? Ask your mortgage lender how long they have been doing mortgages for. The more […]

Money Saving Tips

Save for a New Home

Saving for a down payment to purchase a new home is no easy task. The cost of living is constantly going up and not leaving extra savings after payday. Here are some simple ideas to cut back on expenses and save for a new home. Cancel your cable or satellite subscription. There are other options […]

Buying a Starter Home

Buy a home that fits within your budget and is a good starter home.

Your dream home isn’t always within reach when it comes to buying a house for the first time. This can lead many first-time homebuyers wanting to wait and hold off for another year before going forward and making an offer on a place. But will you be chasing a dream forever? Should you wait and […]

Moving Checklist

Moving Checklist

Moving can be a very stressful time. Here is a moving checklist to help make sure everything goes as smoothly as possible.   6-8 WEEKS BEFORE MOVE □ Get estimates for movers or a rental truck (your realtor can help) □ Schedule movers or a rental truck and helpers □ Clean out all closets, cupboards […]

Invest In Real Estate

Rental Property

When I purchased my first house, I initially never thought of it as an “investment.” It was a place to call home. I had a few buddies that lived with me and covered most of my mortgage payment. After seeing the value of my house increase over a few years, I proactively started looking for […]

Cash Back Mortgage

What is a cash back mortgage? With a cash back mortgage, you receive a lump sum cash rebate when your mortgage closes. You can use the money to furnish your home, pay off debt or fill your savings account for a rainy day. How much will it cost? Interest rates are slightly higher on a cash back mortgage. For […]

Get Out of Debt

Pay Down Credit Card Debt

Paying off consumer debt can be a way to help qualify for a mortgage or a larger mortgage amount. Lenders use guidelines when calculating how much mortgage someone can qualify for. Loans, credit cards, lines of credit are all factored into the equation. Here are some tips to help pay down debt to help qualify […]

Moving Tips

Moving Tips

Moving is a very stressful time. Here are some simple moving tips to help prepare you and make everything go as smooth as possible. Start Early Usually we have a lot more to pack than we think we do. It’s important to give yourself enough time to get ready for moving day. -Consider donating old, unused items, […]

What’s Stopping You from Owning a Home?

Owning a Home

Owning a home is considered to be a rite of passage for many Canadians. It symbolizes independence. You set the rules, make the decisions, take financial responsibility and invest in your future. Renting doesn’t give you much control over the property. You are under the landlord’s mercy when it comes to following rules written in […]

Finalizing Your Mortgage

Finalizing your mortgage approval

Now that you have a mortgage approval in place and signed off on all of the purchase agreement conditions, you’re closer to taking possession of your new home! There are a few more steps to take before possession day. Here’s a list of the next steps so you can be better prepared: □ Confirm the […]

Let us simplify the whole process of getting the mortgage that's right for you!

ContactRodney Biggar
Licensed Mortgage Associate
 
Phone (780) 960-5897
Fax (780) 960-5898
info@theBIGGARteam.ca
Hillside Centre
#204 636 King St.
Spruce Grove, AB
T7X 4K5

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