Here are some important questions that we recommend asking a mortgage lender before shopping for a new home. They will help find a lender that’s best suited for you and your unique needs.   What are your qualifications as a mortgage lender? Ask your mortgage lender how long they have been doing mortgages for. The more […]

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Here is a list of common home buyer mistakes that people can make. Make sure you stay on track when shopping for a new home by avoiding these situations.   Shopping Over Your Budget There is a good reason why the bank pre-approved you for a particular mortgage amount. A pre-approval is used to determine the price […]

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Spring has sprung and sunny days have begun. This time of year marks the start of the busy home buying season. If you are a potential home buyer looking to purchase a new home this spring, keep in mind it’s not just about finding the perfect property. It’s also about finding the perfect mortgage that […]

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Congratulations! Purchasing a home or even thinking about buying a home is an exciting adventure. You will be joining the ranks of hundreds of families who have realized that home ownership offers a number of benefits. The benefits include building equity, saving for the future and establishing a home your family can call their own. Your […]

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For the third time in three years, Canada Mortgage and Housing Corporation (CMHC) will be raising its default insurance premiums. Effective March 17, 2017 premiums are increasing anywhere from 11 percent on a minimal down payment mortgage to as much as 225 percent on lower loan to value mortgages. The announcement was released on January […]

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Buying a home can be the single biggest financial transaction some people will make. It’s exciting and fulfilling, but it can also be overwhelming at times. Hiring professionals to make the home buying journey go as smoothly as possible is a smart idea. You do not buy a home every day, so why not rely […]

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Shopping for a home without a mortgage pre-approval is like forgetting to do your homework. Good luck explaining to your real estate agent that your dog ate your pre-approval.   Applying for a mortgage pre-approval is the first step when planning to buy a home. A lender will examine your financial situation to make sure […]

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You packed your dishes, furniture and the rest of your belongings, but what about “packing up” your mortgage and moving it to your new home? If you’re moving house, taking your existing mortgage to your new home can often save you money on interest and other charges.   Most banks offer the flexibility to box-up […]

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