Finalizing your mortgage approval

Now that you have a mortgage approval in place and signed off on all of the conditions on your purchase agreement, you are closer to taking possession of your new home and closing the deal! There are a few more steps to take before moving day. Here is a list of things to expect:


Schedule a closing appointment to confirm your mortgage and payment protection details and finalize all the paperwork. The Biggar Team will make arrangments for the nearest branch to contact you and book an appointment.  


Schedule an appointment with your lawyer. The bank will send the mortgage documents to their office once all of your mortgage conditions have been satisfied. Touch base with your lawyer to arrange an appointment to sign the mortgage documents.


□ Arrange for evidence of home insurance to be provided to the lawyer before the closing appointment. Your insurance agent will know what is needed. 


□ If you are transferring funds among accounts, allow for several days for the financial institution to process the transaction. Your lawyer will let you know the balance required to complete the transaction.


□ Arrange for the transfer of utility services to the new home. This includes power, gas, phone number, internet provider/satellite provider and municipal services.


Soon you will be moving into your new home. If there is anything you need help with, don’t hesitate to contact a member of The Biggar Team. We are always happy to help in any way we can.

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