Moving Checklist

Moving Checklist

Moving can be a very stressful time. Here is a moving checklist to help make sure everything goes as smoothly as possible.   6-8 WEEKS BEFORE MOVE □ Get estimates for movers or a rental truck (your realtor can help) □ Schedule movers or a rental truck and helpers □ Clean out all closets, cupboards […]

“Porting” your Default Insurance Fee

Canadian banks are required by law to insure “high ratio” mortgages against default. “High ratio” refers to mortgages with less than a twenty percent down payment. Default insurance is typically provided by companies such as Canada Mortgage and Housing Corporation (CMHC), Canada Guaranty (CGI), or Genworth Canada. Insurers provide a safety net for banks by […]

Porting Your Mortgage

Pack up and port your mortgage

You packed your dishes, furniture and the rest of your belongings, but what about “packing up” your mortgage and moving it to your new home? If you’re moving, taking your existing mortgage to your new home can often save you money on interest and other charges. Most lenders offer the flexibility to box-up your fixed […]

Ways to Save Money on Moving

Moving Tips and Ways to Save

You just bought a new home. Whether it means relocating or just moving across the street, a nearby city or out-of-country, moving can be stressful, overwhelming, time-consuming and costly. When moving to a new house, it is important to cut costs. Not only does it save you money, but it also cuts the stress of […]